June 1, 2011

3 Simple Tips to Increase Your Auto Accident Claims Settlements

Trying to get money from your accident claim is difficult. Insurance companies have always been known to minimize the total amount of your car accident damages and accident injuries. Insurance companies may even disagree with you over how vehicle accident actually happened. The end result is you feel frustrated and get significantly less money from your insurance settlements.

Listed below are 3 easy ways you can prevent this and increase your auto accident claim:

1. Take Pictures of Car Accident

To start with you really need to take lots of pictures of your auto accident scene. Having a lot of pictures from your crash site will clearly show the amount of your damages. Once you have these pictures, the insurance company can’t deny the extent of your damages.

In order to improve your car accident claim, take pictures of:

*Damages to both cars from the outside and inside.

*Pictures of street signs.

*Dangerous Weather Conditions.

*Other driver’s license plate and vehicle model.

*Road damages such as skid marks.

*Injuries or bruises.

*Positions of vehicles before they are moved.

You can even use the accident pictures to clarify who was responsible for your auto accident. It is possible to combine, an apparently pointless picture of which direction traffic was going followed by a picture of your vehicle damage, to show the point and speed of the crash. You can then work with this fact to more clearly discuss how your car accident took place. What’s even better, your story will now be reinforced by evidence.

With most cell phones today, you can easily take pictures and videos of the car accident scene. The more information and facts you can collect from your vehicle accident, the better your chances of getting money from you auto accident claims.

The next thing you really should do is

2. Check the Car Accident Report

The police report can be the most detailed resource of information about your vehicle accident. The report has needed information such as:

*Names and contact information of any witnesses.

*Details about the other driver (e.g.: driver’s license number and insurance company.)

*Citations and traffic violations (e.g: speeding, crossing red light)

*A diagram and explanation of how the accident took place.

You need to check out a copy of the police report and verify if it gives you any significant information. For instance, is there anything at all in the brief description of the car accident that confirms the other car driver was at fault your vehicle accident? Were there witnesses that you weren’t aware of? Be sure to thoroughly examine the automobile accident report and determine if it can assist your auto accident claim.

The final thing you will want to do is

3. Locate Witnesses

Having a witness at the accident scene will surely help your auto accident claim. A witness can validate your story and give you more credibility. This is particularly true if you do not know the witness.

If there were witnesses to your car crash, you will need to get the following important information :

*First and Last Names.

*Home Address and/or phone number.

*A signed written statement of how the automobile accident occurred.

You’ll want to be advised that insurance companies have been known to get hold of witnesses independently to chat about the auto accident. They do this to plant wrong information in the witnesses mind, which makes them doubt what they recall about the car crash. It is important to try to speak with your witnesses before the insurance companies so that you can get a signed statement from them about how the auto accident happened.

Read what to do if you were in a car accident and suffered personal injuries

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